$1,000 (I) / $2,000 (F)
Annual Deductible
$3,000 (I) / $6,000 (F)
Out-of-Pocket Maximum
$25 copay
Primary Care/Office Visit
$40 copay
Specialist Visit

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$1,000 (I) / $2,000 (F)
Annual Deductible
$3,000 (I) / $6,000 (F)
Out-of-Pocket Maximum
$25 copay
Primary Care/Office Visit
$40 copay
Specialist Visit
$1,000 (I) / $2,000 (F)
Annual Deductible
$3,000 (I) / $6,000 (F)
Out-of-Pocket Maximum
$25 copay
Primary Care/Office Visit
$40 copay
Specialist Visit
$3,500 (I) / $7,000 (F)
Annual Deductible
$6,000 (I) / $12,000 (F)
Out-of-Pocket Maximum
20% coinsurance
Primary Care/Office Visit
20% coinsurance
Specialist Visit
$3,500 (I) / $7,000 (F)
Annual Deductible
$6,000 (I) / $12,000 (F)
Out-of-Pocket Maximum
20% coinsurance
Primary Care/Office Visit
20% coinsurance
Specialist Visit

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A Piper Jordan Advocate is ready to help you with your benefits.

Triple tax savings for health expenses now and later. HDHP enrollees only.

Stretch your dollars on everyday medical expenses.

Pre-tax savings for daycare, after-school care & more.

$50 (I) / $150 (F)
Annual Deductible
$1,000
Calendar Year Maximum
You pay 20% after deductible
Basic Services
Not covered
Orthodontic Services
$50 (I) / $150 (F)
Annual Deductible
$2,000
Calendar Year Maximum
You pay 20% after deductible
Basic Services
You pay 50% after deductible
Orthodontic Services

$10
Eye Exam Copay
Included in Materials copay
Lenses
$200 allowance, $220 Featured Brands allowance
Frames
Up to $200 allowance
Contacts

Core coverage your family can count on.

Additional coverage for you and your family if you want it.

Support when recovery takes longer than expected.

Get cash support when the unexpected hits.

A financial cushion during life's biggest curveballs.

Cash benefits for hospital stays and recovery.

Shield your identity. Stay secure.
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Affordable help with life's legal moments.

Peace of mind for your furry (or feathery) family.

Affordable help with life's legal moments.

Free, confidential support for mental health, legal, and financial guidance.
The person(s) you choose to receive certain benefits (like life insurance or 401(k) funds) if you pass away.
A flat dollar amount you pay when you receive certain healthcare services, such as a doctor visit or prescription.
The amount you pay out of pocket for healthcare before your insurance starts to share costs.
An embedded deductible means that each individual on a family plan has their own separate deductible. Once one person meets their individual deductible, the insurance starts covering their costs—even if the full family deductible hasn’t been met yet.
A non-embedded deductible (sometimes called aggregate) means there is only one deductible for the whole family. The insurance does not start covering costs for anyone until the entire family deductible is met.
A free and confidential program that provides support for personal, family, and work-related issues — such as counseling, legal or financial advice, and other life resources.
The amount you pay (usually through payroll deductions) to have coverage under an insurance plan.
A statement from your insurance company showing what was paid for a healthcare service, what you may owe, and what the provider billed. An EOB is not a bill.
Tax-advantaged accounts you can use to pay for eligible healthcare expenses. HSAs are paired with high-deductible health plans and can roll over year to year.
Healthcare providers and facilities that contract with your insurance plan — using them typically costs you less.
The most you’ll pay in a plan year for covered services. After you reach this limit, your plan pays 100% of covered costs.
Routine care — like checkups, screenings, and vaccines — designed to help you stay healthy. Covered at 100% in-network on most plans.
A life change — like marriage, birth of a child, or loss of other coverage — that allows you to update your benefits outside of the annual enrollment period.
Optional extras you can elect (often at a group rate), like accident insurance, legal services, identity theft protection, or pet insurance.
Benefits Summaries
Benefits Summary (All Other Employees)Benefits Summary (All Other Employees)